DivideBuy is a principal issuer of interest-free credit for online purchases, helping consumers space out payments without the cost of interest.
How does DivideBuy work?
When you are shopping through a distributor that is affilated with DivideBuy online, selecting DivideBuy during checkout may be an opportunity. In that case, creditworthiness will be established by you swiftly using an application process and then select your preferred repayment plan according to your financial situation and make a purchase; this means that the whole amount due will be paid monthly in installments which have fixed values.
Is DivideBuy available for all purchases?
DivideBuy is available for many products from participating online stores, but not all traders accept it as payment. You can check whether or not they offer DivideBuy from the checkout page during purchasing in that particular store.
What are the benefits of using DivideBuy?
When using DivideBuy to make purchases, spreading out their cost into smaller amounts makes it easier to manage big expenses; The process requires no interest charges while being quick and straightforward when applying; Additionally flexible repayment plans are provided by Dividebuy giving you control over your budget.
How do I apply for DivideBuy?
To apply for divide buys select divide buy as your payment option when checking out with a partnering retailer. Afterwards, you will be required to fill in some brief questions that will not take more than few minutes most times after submitting the application within seconds whether or not you were successful would be known.
Is there a credit check involved?
Yes, there is an identity verification element carried out by means of a soft credit search done by divide buy on application submissions thereby denying any impact on their rating this is just used to verify who they say they are and gauge if they have capability to repay what they owe towards the loan
Are there any fees or charges with DivideBuy?
There are no hidden fees or charges associated with DivideBuy. There are no other expenses provided you pay the agreed amount on time. But you may need to pay fee for late and missed payments, so ensure that you adhere to your repayment dates.
Can I pay off my DivideBuy balance early?
The answer is yes, and you may be able to pay off your divide buy balance earlier without incurring any extra fees or penalties. You just have to log in to your divide buy account and make an early payment.
Is DivideBuy secure?
Yes, we take the safety of your personal financial information seriously at DivideBuy; we use industry standard encryption technology to protect your data and don’t keep any of your payment details on our servers.
What if I have further questions or need assistance with my DivideBuy account?
Our customer service team is always available in case you would like us to clarify something or provide more information about divide buys; contact us through email, telephone calls, or live chats where they will assist where possible.
How do I change my delivery address with DivideBuy?
To change the delivery address, sign in to your Dividebuy account and navigate through either “my accounts” or “settings.” Then go for updating personal details such as delivery addresses from there, input new address details, ensuring it is correct, then save changes done.