Allow your customers a modern alternative to point of sale credit by letting them pay in 3 equal interest-free instalments.

Klarna's 3-time installment option allows you to split your total purchase amount into three equal payments. The first payment is made at the time of purchase, and the remaining two are automatically charged at 30-day intervals.

To qualify, you must have a valid payment method, such as a credit or debit card, linked to your Klarna account. Klarna will conduct a soft credit check to determine eligibility.

No, Klarna does not charge any interest or fees for using the 3-time installment payment option, as long as payments are made on time.

Klarna’s 3-time installment plan is available at participating retailers. Be sure to check if the option is available at checkout.

If you miss a payment, Klarna may charge a late fee. It’s important to ensure you have sufficient funds in your account to avoid penalties and potential impacts on future purchases.

PayPal's Pay in 3 allows you to split the cost of your purchase into three interest-free payments. The first payment is due at checkout, and the remaining two payments are taken every month.

Simply select PayPal as your payment method at checkout, and if the Pay in 3 option is available, you can choose to split the payments. PayPal will notify you if you're eligible based on a quick check.

No, there are no fees or interest charged for PayPal’s Pay in 3 offer, provided you make the payments on time.

PayPal’s Pay in 3 is available for eligible transactions between £30 and £2,000 (or equivalent currency) at participating merchants.

If you miss a payment, PayPal may charge a late fee and could restrict your ability to use Pay in 3 in the future. It’s important to ensure you have enough funds in your account.